About PolicyBanaoo
PolicyBanaoo is an India-focused BFSI comparison and education site. We help Indian consumers make clearer decisions on banking, credit cards, loans, and insurance — without the jargon and without the misleading marketing.
What We Do
- Compare credit cards, bank accounts, loans, and insurance policies side-by-side.
- Explain the fine print — fees, eligibility, exclusions, and reward math.
- Surface negative attributes (not just the marketing pitch).
- Track product changes over time and flag updates.
- Educate through FAQs, glossaries, and BFSI explainers.
What We Don’t Do
- We don’t sell financial products directly.
- We don’t give personalized financial advice.
- We don’t promise guaranteed returns or approvals.
- We don’t accept payment for positive reviews.
Read our full Disclosure for how we make money and stay editorially independent.
Our Principles
- Transparency first. Every monetized link is disclosed. Every conflict is on the record.
- Plain language. Indian BFSI products have enough jargon. We don’t add more.
- Reader over revenue. If a product can’t be recommended, we say so — even when it pays a commission.
- Citations over claims. Every number traces back to an issuer document, regulator disclosure, or verifiable source.
- Update over ignore. Products change. We update, and we date every revision.
Coverage Areas
- Credit Cards — rewards, cashback, travel, lifetime-free, fuel, shopping, entry-level.
- Loans — personal, home, education, business, vehicle.
- Insurance — term life, health, motor, travel, home.
- Bank Accounts — savings, salary, senior citizen, NRI, children’s accounts.
- Investments (selective) — fixed deposits, recurring deposits, government schemes.
Who Runs This Site
PolicyBanaoo is a product of Mobtions, operated from Bengaluru, India. Content is researched, written, and fact-checked by a small team with prior experience in Indian BFSI, fintech, and personal-finance publishing.
Editorial lead and accountability: Varun Agarwal (tools@mobtions.com).
Contact
Questions, corrections, partnership inquiries? See our Contact page or email tools@mobtions.com.