PPF Interest Rate for April to June 2025 Quarter: Know the Latest Updates
The Public Provident Fund (PPF) is a popular long-term savings scheme offered by the Indian government, providing individuals with a secure and tax-free investment option. As we step into the new quarter of April to June 2025, it’s essential to stay updated on the current PPF interest rate. The interest rates for the PPF account are revised quarterly, and for the current quarter, the rate remains at **8% per annum**.
Understanding the PPF Interest Rate
The PPF interest rate is calculated on a quarterly basis, and the current rate of **8% per annum** is applicable from April 1, 2025, to June 30, 2025. This rate is higher than the previous quarter, providing an attractive investment opportunity for those looking to save for their future goals. The interest is compounded annually, and the interest is calculated on the lowest balance between the last day of the previous quarter and the last day of the current quarter.
Why PPF is a Popular Investment Option
The PPF scheme offers several benefits, including tax-free returns, loan facility, and a flexible investment period. With a low-risk investment option like PPF, you can secure your financial future and achieve your long-term goals. Additionally, the interest earned on the PPF is tax-free under Section 80C of the Income-tax Act, making it an attractive option for tax-planning. To make the most of the PPF interest rate, it’s essential to make regular deposits and maintain a consistent investment strategy.
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