Effective Date: 20-04-2025
1. Introduction
Welcome to PolicyBanaoo.com (“Website,” “we,” “our,” or “us”).
By accessing or using our website, you agree to be bound by these Terms and Conditions (“Terms”).
If you do not agree to these Terms, please do not use our website or services.
2. Services
PolicyBanaoo.com provides insurance comparison services and facilitates connections between users and insurance providers.
We do not issue insurance policies ourselves but work with licensed insurers and agents.
3. Eligibility
You must be at least 18 years old and capable of forming a binding contract to use our services.
By using the website, you represent and warrant that you meet all eligibility requirements.
4. User Responsibilities
When using our website, you agree to:
- Provide accurate, current, and complete information
- Use the website only for lawful purposes
- Not misuse or attempt to disrupt our website or services
You are responsible for maintaining the confidentiality of any information related to your account.
5. Intellectual Property
All content on PolicyBanaoo.com, including text, graphics, logos, and software, is owned by or licensed to us and is protected by copyright and other laws.
You may not reproduce, distribute, or create derivative works without our express written permission.
6. Third-Party Links
Our website may contain links to third-party websites.
We do not control or endorse these third-party sites and are not responsible for their content or practices.
Your use of third-party websites is at your own risk.
7. Disclaimer of Warranties
The information and services provided on PolicyBanaoo.com are for general information purposes only.
We do not guarantee the accuracy, completeness, or suitability of any information or service offered.
All services are provided “as is” without any warranty of any kind, either express or implied.
8. Limitation of Liability
To the maximum extent permitted by law, PolicyBanaoo.com and its affiliates will not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of our services.
9. Indemnification
You agree to defend, indemnify, and hold harmless PolicyBanaoo.com, its affiliates, and their respective directors, officers, employees, and agents from and against any claims, damages, liabilities, and expenses arising out of your use of the website or violation of these Terms.
10. Termination
We reserve the right to terminate or suspend your access to our services at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users or to us.
11. Governing Law
These Terms shall be governed by and construed in accordance with the laws of [Insert Jurisdiction, e.g., “India” or a specific state].
Any disputes arising under or related to these Terms will be subject to the exclusive jurisdiction of the courts located in India.
12. Changes to These Terms
We may update these Terms at any time by posting the updated version on this page.
Your continued use of the website after any changes constitutes your acceptance of the new Terms.
13. Contact Us
If you have any questions about these Terms, please contact us at:
PolicyBanaoo.com
Email: info@policybanaoo.com
Phone: +919620072500